Managing the amount of tax you’ll owe for this year may require thinking about tax issues now, long before it’s time to file. One aspect that affects your tax bill is your adjusted gross income (AGI). The higher your AGI, the higher your tax rate. In a Tax Tip, the IRS offers some ways to lower your AGI during the year. A few ideas: Contribute to a Health Savings Account; claim educator expenses if you’re a qualified educator; and pay student loan interest. You can also lower your AGI by contributing money to a retirement plan through your job, such as a 401(k) or other qualified plan, or stashing money in a traditional IRA. For more information, contact us or visit http://bit.ly/2Yf9a2s.